VeloBank

Digital nomads
Cashback rewards
Fee-free banking
Mobile-first users
8/10
Expat-Friendliness Score

VeloBank is a modern, digital-first bank perfect for digital nomads and mobile-first users. With absolutely no monthly fees and up to 50 PLN monthly cashback, it offers exceptional value. The bank provides excellent English support across all channels and allows fast 30-minute online account opening. While it lacks physical branches and has a smaller ATM network (uses partner ATMs), this is ideal for those who rarely use cash. VeloBank is an excellent choice for tech-savvy expats who prioritize convenience, rewards, and zero fees.

Fees & Costs

Personal Account
0 PLN (no conditions)
Business Account
N/A

Requirements

PESEL Required
Recommended
Online Opening
Available
Opening Time
30 minutes online

Ratings

English Support
Mobile App
ATM Network
Partner ATMs

Contact

Phone Support
+48 61 655 55 55

Pros for Expats

  • Absolutely no monthly fees (no conditions)
  • Up to 50 PLN monthly cashback rewards
  • Excellent English support (phone, email, app)
  • Fast 30-minute online opening
  • 100% digital, perfect for digital nomads

Cons for Expats

  • No physical branches (digital-only)
  • Smaller ATM network (uses partners)
  • PESEL recommended for full features

Special Features

  • Up to 50 PLN monthly cashback
  • No monthly fees (unconditional)
  • 100% digital banking
  • Excellent English support

Ready to Open Your Account?

Make sure you have all the required documents before visiting the bank