Revolut PL (Digital Only)

Digital nomads
Non-residents
Multi-currency
Interim solution
Tourists
10/10
Expat-Friendliness Score

Revolut PL is the ultimate solution for digital nomads, non-residents, and anyone who needs an instant banking solution without PESEL. With 10-minute online opening, full English support, and exceptional multi-currency features, it's perfect as an interim solution while establishing residence in Poland. The app is best-in-class, offering cryptocurrency trading, stock investment, and excellent FX rates. However, it lacks physical branches and cash deposit capabilities, making it less suitable as your sole bank account once you're established. Use Revolut for flexibility and convenience, then add a traditional Polish bank for full services.

Fees & Costs

Personal Account
0 PLN (Standard), 29 PLN (Premium), 79 PLN (Metal)
Business Account
Varies

Requirements

PESEL Required
Not Required
Online Opening
Available
Opening Time
10 minutes online

Ratings

English Support
Mobile App
ATM Network
Partner ATMs

Contact

Phone Support
In-app support

Pros for Expats

  • NO PESEL required (accepts non-residents)
  • Instant online opening (10 minutes)
  • Best multi-currency support
  • Excellent mobile app (best-in-class)
  • Full English support (international)
  • Great for interim solution while establishing residence

Cons for Expats

  • No physical branches
  • Cannot deposit cash
  • Not ideal as sole bank account for residents
  • ATM withdrawal fees after monthly limit (2%)

Special Features

  • No PESEL required (accepts non-residents)
  • 100% online opening in 10 minutes
  • Multi-currency accounts (EUR, USD, GBP, etc.)
  • Cryptocurrency and stock trading
  • Excellent FX rates
  • Free ATM withdrawals up to monthly limit

Ready to Open Your Account?

Make sure you have all the required documents before visiting the bank