Millennium Bank
High-net-worth individuals
Business owners
No PESEL
Wealth management
8/10
Expat-Friendliness Score
Millennium Bank stands out as one of the few Polish banks that accepts account applications without PESEL, making it invaluable for newcomers who haven't obtained this number yet. The bank caters to high-net-worth individuals and business owners with dedicated expat specialists, English-speaking private bankers, and comprehensive wealth management services. While fees are higher than budget banks, the premium service, multi-currency accounts, and PESEL-free opening make it worth considering for those who need sophisticated banking solutions.
Fees & Costs
- Personal Account
- 0-25 PLN
- Business Account
- 30-80 PLN/month
- Savings Interest
- Up to 5.5% APY (min. 2,000 PLN deposit)
Requirements
- PESEL Required
- Not Required
- Online Opening
- Branch Only
- Opening Time
- 1-3 days (in branch or courier)
Ratings
- English Support
- Mobile App
- ATM Network
- 5,000 ATMs
Contact
- Phone Support
- +48 801 331 331
- [email protected]
Pros for Expats
- One of few banks accepting accounts WITHOUT PESEL
- Dedicated expat banking specialists
- Excellent English support including private bankers
- Premium wealth management services
- Multi-currency account options
Cons for Expats
- Higher monthly fees (0-25 PLN)
- Requires higher minimum deposits for premium features
- Courier delivery process can be slower
Special Features
- Accepts accounts without PESEL (rare)
- Expat banking specialists
- Wealth management services
- Multi-currency accounts
- Dedicated English-speaking private bankers