Citi Handlowy (Bank Handlowy)
U.S. expats
High-net-worth
Premium services
International banking
8/10
Expat-Friendliness Score
Citi Handlowy (Bank Handlowy) is the premium banking option in Poland, offering exceptional English support and services tailored to high-net-worth individuals and international clients. Historically popular with U.S. expats and Ukrainians, the bank provides wealth management, premium customer service, and the expertise of the global Citi Group. However, it comes with higher monthly fees (15-50 PLN) and has the smallest ATM network (600 ATMs). If you prioritize premium service and international banking expertise over low fees, Citi Handlowy is an excellent choice.
Fees & Costs
- Personal Account
- 15-50 PLN (premium service)
- Business Account
- 40-100 PLN/month
Requirements
- PESEL Required
- Recommended
- Online Opening
- Branch Only
- Opening Time
- 1-2 days (in branch)
Ratings
- English Support
- Mobile App
- ATM Network
- 600 ATMs
Contact
- Website
- https://www.citihandlowy.pl
- Phone Support
- +48 801 343 433
- [email protected]
Pros for Expats
- Excellent English support (premium service)
- Historically expat-friendly (especially for U.S. expats)
- Premium banking services and wealth management
- International banking expertise (Citi Group)
Cons for Expats
- High monthly fees (15-50 PLN)
- Smallest ATM network (600 ATMs)
- Requires minimum deposits
- Premium positioning may not suit all budgets
Special Features
- Premium customer service
- Historically expat-focused (U.S. citizens, Ukrainians)
- Wealth management
- International banking expertise