Bank Pekao
Large ATM network
Corporate services
Polish speakers
Established expats
4/10
Expat-Friendliness Score
Bank Pekao is Poland's second-largest bank with an extensive ATM network (10,000+ ATMs), making it ideal for those who need widespread physical access. However, it's challenging for expats due to very limited English support and strict requirements. The bank is government-backed and stable, with strong corporate banking services, but is primarily designed for Polish customers. Unless you speak Polish fluently or have significant local business needs, other banks offer better expat experiences. Best suited for established expats who have PESEL and prefer traditional banking with wide ATM access.
Fees & Costs
- Personal Account
- 0-20 PLN
- Business Account
- 25-50 PLN/month
- Savings Interest
- Up to 4.8% APY
Requirements
- PESEL Required
- Required
- Online Opening
- Branch Only
- Opening Time
- 1-2 days (in branch)
Ratings
- English Support
- Mobile App
- ATM Network
- 10,000 ATMs
Contact
- Website
- https://www.pekao.com.pl
- Phone Support
- +48 801 365 365
- [email protected]
Pros for Expats
- Second-largest ATM network (10,000+ ATMs)
- Stable, government-backed institution
- Wide branch coverage across Poland
- Strong corporate banking services
Cons for Expats
- Very limited English support
- Requires PESEL (no exceptions)
- No remote opening for foreigners
- Primarily geared toward Polish customers
Special Features
- Second-largest ATM network in Poland
- Strong corporate banking
- Government-backed stability
- Wide branch coverage